Know Your Options
Crop insurance isn't one size fits all - and that's a good thing! At E&E Ag Insurance, we take the time to walk you through your coverage choices so you can make confident, informed decisions for your operation. From multi-peril crop insurance (MPCI), area plans, hail, wind, livestock protection and more, we break it down in plain language and tailor your policy to fit your farm's needs.
products
MPCI
MPCI is the most common type of federal crop insurance, protecting your operation against a wide range of natural causes — like drought, hail, excess moisture, disease, and more. It’s customizable to your acres and yields, and provides a strong safety net for your farm’s revenue and production.
MARGIN PROTECTION
Margin Protection is an area-based policy that helps protect against profit margin losses caused by changes in input costs (like fertilizer or diesel) and crop prices. It covers the difference between expected revenue and expected input costs — giving you an extra layer of protection before harvest begins. MP can be paired with your individual MPCI policy for broader risk coverage.
ECO / SCO
Looking to boost your coverage beyond your standard policy? ECO (Enhanced Coverage Option) and SCO (Supplemental Coverage Option) are add-ons that fill in the gaps — offering higher levels of protection when prices drop or yields fall across your area. These tools can strengthen your safety net and give you greater confidence heading into each season. Not sure if it’s a fit? Let’s take a look together.
HAIL & WIND
Storm damage can be unpredictable — your hail and wind policy shouldn’t be. These private products help cover what your MPCI policy doesn’t, but coverage and payouts can vary widely by agent and company. We partner with multiple carriers to tailor protection that fits your farm, and when a storm hits, we’re quick to file and fight for a fair claim.
LIVESTOCK RISK PROTECTION COVERAGE
LRP helps safeguard your bottom line by locking in a floor price for your cattle or swine. If market prices fall, your policy helps cover the difference — giving you peace of mind in a volatile market. It’s flexible, affordable, and tailored to your operation’s size and goals.
PASTURE, RANGELAND AND FORAGE COVERAGE
Pasture, Rangeland and Forage (PRF) protects your grazing or haying ground from the lack of rainfall. We have tools at E & E that allow us to help you review the historical data on the policy and maximize your coverage. We help you determine how to capitalize on this policy and protect your farms livelihood.
ANNUAL FORAGE
Annual Forage provides financial protection for producers growing forage crops like hay, grass, or oats by covering losses from low rainfall. It's designed to keep your feed supply and income steady when weather doesn't cooperate.